The HSHS Healthy Plan Cost Estimator includes a specific list of the most commonly used medical services, and asks you to enter numbers for each category based on how often you and each of your covered dependents will use those services during 2019.
Collect your statements of medical claims paid for the last year or so to help you predict some of your likely expenses for 2019.
You can run as many different estimates as you like. They are all confidential; no one is monitoring how individuals use the cost estimator tools.
As you use the HSHS Healthy Plan Cost Estimator and consider the results it provides, keep in mind that it provides a general idea, rather than a precise calculation of your costs for the coming year. There are several reasons for that: